- #️⃣ Routing Number: 221475896
- ☎️ Call Us: 631-851-1100
- ✉️ Email Island Federal
- Routing Number: 221475896
- ☎️ Call Us: 631-851-1100
- ✉️ Email Island Federal
Business Lending
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Commercial Real Estate
Low rates, choose your term, and no pre-payment penalties.
Island Federal Credit Union offers commercial real estate loans for purchases and refinances throughout Long Island and the five boroughs of New York. We provide commercial property financing for owner-occupied and non-owner-occupied properties of all sizes, serving business owners, real estate investors, and commercial property buyers looking for flexible lending solutions. Whether you need a commercial mortgage to purchase a property, refinance a commercial real estate loan, or finance an investment property, Island Federal delivers competitive financing with no prepayment penalties. Businesses and investors in Nassau County, Suffolk County, Brooklyn, Queens, Manhattan, and the Bronx can turn to Island Federal for trusted commercial lending expertise and personalized service.
“Every visit to this branch really is a pleasant friendly experience. The ENTIRE staff is always helpful, patient, and cooperative. The banking products offered are great! From competitive rate mortgage & auto loans, to personal & business checking. The ATM card has $0 fee at any 7-11 which is awesome and super convenient! As a 50yr old, I’ve seen a lot of banks in my life, none quite like this.”
Selden
“I have been a customer at Island Federal Credit Union for years. Every time I face a problem it’s solved with one visit as it was this morning. They are always professional in reaching a solution on Why I visited the Branch. I Thank You Island Federal Credit Union for all that you do. Keep the good work up!”
Hauppage
“I had a great experience at Island Federal Credit Union in Riverhead. They made setting up our business bank account smooth and easy, walking us through every step with professionalism and care. The staff is friendly, and I have never had a problem here with my personal account and now my business account. Highly recommend!”
Riverhead
Yes, please contact our team for additional information regarding financing for commercial properties currently in trust.
Yes, if the owner of the deed is an entity.
Multi-family (6+ units) buildings, mixed-used buildings, commercial/warehouse buildings, and other commercial use facilities can all be financed or refinanced with Island Federal Credit Union.
Yes, condominium investment properties can be financed with Island Federal.
We are here to help you with all of your business banking needs. Find the nearest branch here: Branch locator
Please complete and submit the form below and a member of our commercial lending team will contact you within 1-2 business days